:root{font-family:Inter,ui-sans-serif,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:#173d34;background:#f7f8f2;font-synthesis:none;font-size:16px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;min-width:320px}button,input,select{font:inherit}button{cursor:pointer}a{color:inherit}.shell{width:min(100% - 64px,1220px);margin-inline:auto}.site-header{border-bottom:1px solid #dce4d9;background:#f7f8f2}.header-inner{height:78px;display:flex;align-items:center;gap:54px}.brand{display:inline-flex;align-items:center;gap:11px;font-size:1.21rem;letter-spacing:-.045em;font-weight:800;text-decoration:none;white-space:nowrap}.brand-mark{width:32px;height:32px;border-radius:9px;background:#153e34;color:#edf5ca;display:grid;place-items:center;font-size:1.21rem;letter-spacing:-.15em;padding-right:3px;line-height:1}.brand-dot{color:#d9e682}.header-inner nav{display:flex;gap:32px;font-size:.9rem;font-weight:650}.header-inner nav a{text-decoration:none}.header-inner nav a:hover,.site-footer a:hover{text-decoration:underline}.header-note{margin-left:auto;color:#738a7c;font-size:.67rem;letter-spacing:.18em;font-weight:800}.intro{padding:61px 0 43px;display:flex;justify-content:space-between;align-items:flex-end;gap:30px}.eyebrow{display:inline-flex;gap:10px;align-items:center;color:#4a7761;letter-spacing:.16em;font-size:.7rem;font-weight:800}.eyebrow-line{display:inline-block;width:21px;height:1px;background:#4a7761}.intro h1{font-size:clamp(2.7rem,5.45vw,5.4rem);letter-spacing:-.068em;line-height:1.03;margin:19px 0 17px;font-weight:700}.intro h1 em{font-family:Georgia,serif;font-weight:400;letter-spacing:-.058em;color:#4a735b}.intro p{font-size:1.02rem;line-height:1.6;color:#5a7064;max-width:550px;margin:0}.intro-aside{width:225px;border-top:1px solid #a9bdae;padding-top:15px;display:flex;flex-direction:column;gap:12px;color:#5d7669;font-size:.85rem;line-height:1.55;margin-bottom:4px}.aside-number{color:#214b3c;font-weight:800;font-size:.7rem;letter-spacing:.12em}.tools-section{scroll-margin-top:25px}.section-heading{display:flex;justify-content:space-between;align-items:end;margin:10px 0 18px}.section-heading h2{font-size:1.48rem;letter-spacing:-.04em;margin:8px 0 0}.section-count{font-size:.68rem;font-weight:800;letter-spacing:.14em;color:#80988a;padding-bottom:4px}.tool-tabs{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin-bottom:10px}.tool-tab{min-height:76px;border:1px solid #dce6db;border-radius:10px 10px 4px 4px;background:#ebf0e9;color:#305e49;text-align:left;display:flex;align-items:center;gap:14px;padding:17px 20px;font-size:1rem;font-weight:750;transition:background .18s,transform .18s}.tool-tab:hover{background:#e2ebe1;transform:translateY(-2px)}.tool-tab[aria-selected=true]{background:#153e34;color:#fff;border-color:#153e34}.tab-index{font-size:.69rem;letter-spacing:.13em;color:#789b83}.tool-tab[aria-selected=true] .tab-index{color:#d8e983}.tab-chevron{margin-left:auto;font-size:1.17rem;font-weight:400;opacity:.7}.tool-panel{min-height:505px;background:#fff;border:1px solid #e3e9df;display:grid;grid-template-columns:minmax(0,1.12fr) minmax(350px,.88fr);border-radius:4px 4px 14px 14px;box-shadow:0 22px 65px rgba(23,61,52,.07);overflow:hidden}.tool-panel[hidden]{display:none}.panel-main{padding:31px clamp(25px,3.5vw,47px) 32px}.tool-number{color:#71947c;font-size:.68rem;font-weight:800;letter-spacing:.16em}.calculator-header h3{font-size:clamp(1.55rem,2.5vw,2.35rem);line-height:1.15;letter-spacing:-.052em;margin:12px 0 8px}.calculator-header p{color:#657b6d;line-height:1.55;margin:0 0 26px;font-size:.91rem}.field-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:17px 16px}.field{display:flex;flex-direction:column;gap:8px;min-width:0;color:#385d4a;font-size:.83rem;font-weight:700}.input-wrap{height:48px;border:1px solid #d4e0d4;background:#fbfcf9;border-radius:7px;display:flex;align-items:center;overflow:hidden;transition:border-color .15s,box-shadow .15s}.input-wrap:focus-within{border-color:#427656;box-shadow:0 0 0 3px #dcead5}.input-wrap:has(input[aria-invalid=true]){border-color:#b74e42}.input-wrap input,.input-wrap select{color:#153e34;background:transparent;outline:none;border:0;min-width:0;width:100%;height:100%;padding:0 13px;font-size:1rem;font-weight:650}.input-wrap input[type=number]{appearance:textfield;-moz-appearance:textfield}.input-wrap input::-webkit-inner-spin-button,.input-wrap input::-webkit-outer-spin-button{-webkit-appearance:none;margin:0}.input-prefix,.input-suffix{color:#75917c;font-size:.89rem;font-weight:700}.input-prefix{padding-left:14px}.input-prefix+input{padding-left:7px}.input-suffix{padding-right:14px}.input-note{color:#829488;font-size:.77rem;line-height:1.5;margin:18px 0 0}.form-error{color:#a34538;font-size:.85rem;line-height:1.4;margin:10px 0 0}.form-error[hidden]{display:none}.field-narrow{max-width:50%;padding-right:8px;margin-top:17px}.results{background:#163e33;color:#fff;padding:32px clamp(27px,3vw,43px);display:flex;flex-direction:column;justify-content:center}.result-eyebrow{font-size:.7rem;letter-spacing:.16em;color:#caddaf;font-weight:800}.result-title{font-family:Georgia,serif;font-weight:400;letter-spacing:-.035em;font-size:clamp(1.8rem,2.6vw,2.6rem);line-height:1.15;margin:14px 0 10px}.result-explainer{font-size:.89rem;line-height:1.55;color:#c3d6c8;margin:0 0 26px}.result-cards{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:9px}.result-card{border:1px solid #527265;border-radius:8px;padding:17px 15px;background:#1d473a;min-width:0}.result-card.winner{background:#e4edce;color:#163e33;border-color:#e4edce}.result-card-label{display:block;font-size:.68rem;letter-spacing:.095em;text-transform:uppercase;font-weight:800;min-height:34px}.result-card-value{display:block;font-size:clamp(1.25rem,2.4vw,1.9rem);letter-spacing:-.05em;font-weight:700;overflow-wrap:anywhere}.result-card small{display:block;font-size:.71rem;opacity:.8;margin-top:6px;line-height:1.3}.result-detail{border-top:1px solid #486a5a;margin-top:22px;padding-top:20px}.detail-heading{font-weight:750;color:#ecf4e9;font-size:.86rem;margin:0 0 12px}.detail-row{display:flex;justify-content:space-between;gap:14px;color:#c5d7cb;font-size:.84rem;line-height:1.45;margin:8px 0}.detail-row strong{color:#fff;white-space:nowrap}.result-footnote{font-size:.73rem;color:#a9c1ae;line-height:1.5;margin:18px 0 0}.result-error{font-size:1.3rem;line-height:1.35;font-family:Georgia,serif}.result-error-sub{font-size:.85rem;color:#bed1c3}.option-group{border-top:1px solid #e3ebe1;padding-top:14px;margin-bottom:18px}.option-group h4{font-size:.72rem;letter-spacing:.13em;text-transform:uppercase;margin:0 0 12px;color:#4c7559}.option-group .field-grid{gap:13px 15px}.unit-select{max-width:240px}.offer-groups{display:grid;grid-template-columns:1fr 1fr;gap:18px}.offer-groups .field-grid{grid-template-columns:1fr 1fr;gap:12px}.offer-groups .field{font-size:.75rem}.offer-groups .input-wrap{height:43px}.offer-groups .input-wrap input,.offer-groups .input-wrap select{font-size:.87rem;padding-right:5px}.offer-groups .input-prefix{padding-left:8px}.offer-groups .input-prefix+input{padding-left:4px}.privacy-line{display:flex;gap:10px;align-items:center;justify-content:center;font-size:.76rem;line-height:1.4;color:#668173;margin:22px 0 0}.privacy-symbol{color:#4b7c52;font-size:1.05rem}.about{display:grid;grid-template-columns:1.06fr .94fr;min-height:310px;margin-top:69px;margin-bottom:72px;background:#e9efe6;border-radius:12px;overflow:hidden;scroll-margin-top:40px}.about-image{min-height:310px}.about-image img{width:100%;height:100%;object-fit:cover;object-position:66% center;display:block}.about-copy{padding:clamp(30px,4vw,57px);align-self:center}.about-copy h2{font-family:Georgia,serif;letter-spacing:-.05em;font-size:clamp(2rem,3vw,3.2rem);line-height:1.1;font-weight:400;margin:19px 0}.about-copy p{color:#506e5b;font-size:.94rem;line-height:1.63;max-width:390px;margin:0}.about-rule{display:block;width:37px;height:1px;background:#93af91;margin:22px 0 16px}.about-copy .about-small{font-size:.79rem;font-weight:700}.site-footer{background:#123a30;color:#d5e3d6}.footer-inner{min-height:85px;display:flex;align-items:center;gap:30px;justify-content:space-between;font-size:.8rem}.footer-brand{color:#fff;font-size:1.14rem;letter-spacing:-.04em;font-weight:800}.footer-brand span{color:#dce987}.site-footer a{text-decoration:none}.tool-tab:focus-visible,a:focus-visible,input:focus-visible,select:focus-visible{outline:3px solid #a2c66d;outline-offset:3px}
@media(max-width:900px){.shell{width:min(100% - 40px,1220px)}.header-inner{gap:27px}.header-note{display:none}.intro{padding:47px 0 39px}.intro-aside{display:none}.tool-panel{grid-template-columns:1fr}.panel-main{padding:28px 32px}.results{padding:28px 32px}.result-card-value{font-size:1.8rem}.offer-groups{gap:25px}.about{margin-top:54px}}
@media(max-width:600px){.shell{width:min(100% - 28px,1220px)}.header-inner{height:66px;gap:0;justify-content:space-between}.brand{font-size:1.06rem;gap:8px}.brand-mark{width:29px;height:29px}.header-inner nav{gap:18px;font-size:.81rem}.intro{padding:35px 0 32px}.intro h1{font-size:clamp(2.6rem,10.8vw,4rem);margin:15px 0 12px}.intro p{font-size:.91rem}.eyebrow{font-size:.62rem;letter-spacing:.13em}.section-heading{margin:0 0 16px;align-items:flex-end}.section-heading h2{font-size:1.29rem}.section-count{display:none}.tool-tabs{gap:4px}.tool-tab{padding:10px 8px;min-height:57px;flex-direction:column;align-items:flex-start;justify-content:center;gap:4px;font-size:.79rem;white-space:nowrap;border-radius:8px 8px 3px 3px}.tab-index{font-size:.58rem}.tab-chevron{display:none}.tool-panel{border-radius:3px 3px 11px 11px}.panel-main{padding:25px 20px 27px}.calculator-header h3{font-size:1.7rem}.calculator-header p{font-size:.86rem;margin-bottom:22px}.field-grid{gap:13px 11px}.field{font-size:.75rem;gap:6px}.input-wrap{height:47px}.input-wrap input,.input-wrap select{font-size:.94rem}.field-narrow{max-width:50%;padding-right:5px}.results{padding:26px 20px}.result-title{font-size:2rem}.result-card{padding:13px 11px}.result-card-value{font-size:1.5rem}.result-card-label{font-size:.62rem}.offer-groups{grid-template-columns:1fr;gap:0}.offer-groups .field{font-size:.75rem}.privacy-line{align-items:flex-start;font-size:.7rem;text-align:center}.about{grid-template-columns:1fr;margin-top:49px;margin-bottom:48px}.about-image{min-height:185px;height:185px}.about-copy{padding:27px 23px 32px}.about-copy h2{font-size:2.2rem}.footer-inner{min-height:115px;gap:6px 15px;flex-wrap:wrap;padding-block:18px}.footer-inner>span:nth-child(2){order:3;flex-basis:100%;font-size:.74rem}}
@media(max-width:380px){.tool-tab{font-size:.71rem;padding-inline:6px}.brand{font-size:.99rem}.header-inner nav{gap:11px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.tool-tab{transition:none}}

/* Guides and information pages extend the same green, cream, and serif system. */
.guide-preview{padding-bottom:86px}.guide-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px}.guide-card{display:flex;flex-direction:column;min-height:260px;padding:28px;border:1px solid #dce6db;border-radius:12px;background:#fff;text-decoration:none;transition:transform .18s,box-shadow .18s}.guide-card:hover{transform:translateY(-3px);box-shadow:0 18px 40px rgba(23,61,52,.08)}.guide-card-number{font-size:.75rem;letter-spacing:.13em;font-weight:800;color:#5b8167}.guide-card h3{font-family:Georgia,serif;font-size:1.55rem;line-height:1.16;font-weight:400;letter-spacing:-.035em;margin:26px 0 10px}.guide-card p{color:#5a7064;font-size:.95rem;line-height:1.5;margin:0 0 22px}.guide-card-link{margin-top:auto;font-size:.88rem;font-weight:750;color:#27553c}.guide-card-link span{margin-left:5px}.footer-inner{min-height:108px;gap:24px}.footer-identity{display:flex;flex-direction:column;gap:6px}.footer-identity>span:last-child{font-size:.76rem;color:#a9c5b1}.footer-inner nav{display:flex;flex-wrap:wrap;gap:13px 20px;justify-content:center}.footer-inner nav a{white-space:nowrap}.back-to-top{white-space:nowrap}
.editorial-header{padding:55px 0 32px;border-bottom:1px solid #dce4d9}.editorial-header h1{font-size:clamp(2.45rem,5vw,4.7rem);letter-spacing:-.065em;line-height:1.05;margin:17px 0 14px;max-width:900px}.editorial-header h1 em{font-family:Georgia,serif;font-weight:400;color:#4a735b}.editorial-header .lead{max-width:710px;color:#597265;font-size:1.08rem;line-height:1.6;margin:0}.editorial-layout{display:grid;grid-template-columns:minmax(0,740px) minmax(210px,300px);gap:clamp(40px,7vw,100px);padding-top:42px;padding-bottom:92px;align-items:start}.editorial-body{min-width:0;color:#315342;font-size:1rem;line-height:1.75}.editorial-body h2{font-size:1.65rem;letter-spacing:-.04em;color:#173d34;line-height:1.25;margin:42px 0 12px}.editorial-body h2:first-child{margin-top:0}.editorial-body p{margin:0 0 17px}.editorial-body ul,.editorial-body ol{margin:0 0 21px;padding-left:24px}.editorial-body li{padding-left:4px;margin:8px 0}.editorial-body strong{color:#173d34}.editorial-body a:not(.action-link){text-decoration:underline;text-underline-offset:3px}.editorial-body table{width:100%;border-collapse:collapse;line-height:1.45;margin:21px 0 24px;font-size:.94rem}.editorial-body th,.editorial-body td{text-align:left;padding:12px 15px;border-bottom:1px solid #d9e4d9;vertical-align:top}.editorial-body th{background:#e9f0e5;font-size:.83rem}.editorial-body td:first-child{font-weight:700}.editorial-note{background:#e9f0e5;border-radius:12px;padding:26px;position:sticky;top:22px;font-size:.9rem;line-height:1.6;color:#4b6857}.editorial-note .note-eyebrow{display:block;letter-spacing:.12em;font-size:.72rem;font-weight:800;color:#477054;margin-bottom:13px}.editorial-note h2{font-family:Georgia,serif;font-weight:400;font-size:1.45rem;letter-spacing:-.025em;color:#173d34;line-height:1.22;margin:0 0 12px}.editorial-note p{margin:0 0 17px}.editorial-note p:last-child{margin-bottom:0}.editorial-note a:not(.action-link){font-weight:700}.action-link{display:inline-flex;align-items:center;gap:9px;background:#153e34;color:#fff;text-decoration:none;border-radius:7px;padding:12px 17px;font-size:.89rem;font-weight:750;line-height:1.3}.action-link:hover{background:#285947}.editorial-callout{border-left:3px solid #a0bf77;background:#f0f5e9;padding:18px 22px;margin:27px 0;color:#355543}.editorial-callout p:last-child{margin-bottom:0}.guide-next{display:flex;flex-wrap:wrap;gap:12px;margin-top:40px;padding-top:23px;border-top:1px solid #dbe6da}.guide-next a{font-size:.9rem;font-weight:700}.contact-address{font-size:1.22rem;font-weight:750;overflow-wrap:anywhere}.editorial-meta{margin-top:15px;font-size:.83rem;color:#6b8272}
@media(max-width:900px){.editorial-layout{grid-template-columns:minmax(0,1fr);gap:30px}.editorial-note{position:static}.guide-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.footer-inner{flex-wrap:wrap;justify-content:space-between;padding-block:25px}.footer-inner nav{order:3;flex-basis:100%;justify-content:flex-start}.guide-preview{padding-bottom:65px}}
@media(max-width:600px){.guide-grid{grid-template-columns:1fr;gap:9px}.guide-card{min-height:0;padding:24px}.guide-card h3{font-size:1.43rem;margin-top:19px}.guide-preview{padding-bottom:58px}.editorial-header{padding:38px 0 25px}.editorial-header h1{font-size:clamp(2.38rem,10vw,3.35rem)}.editorial-header .lead{font-size:.96rem}.editorial-layout{padding-top:28px;padding-bottom:62px}.editorial-body h2{font-size:1.43rem;margin-top:32px}.editorial-body table{font-size:.82rem}.editorial-body th,.editorial-body td{padding:9px 7px}.editorial-note{padding:22px}.footer-inner{gap:15px}.footer-inner nav{gap:12px 18px}.back-to-top{margin-left:auto}}
@media(prefers-reduced-motion:reduce){.guide-card{transition:none}}